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Does a Mortgage Refinance Require an Appraisal?

Does a Mortgage Refinance Require an Appraisal?

June 4, 2024 | Posted by: Terry Gangaram

When considering refinancing your mortgage, many questions arise, and one of the most common is whether an appraisal is necessary. Understanding the role of an appraisal in the refinancing process c ...

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Unlocking Financial Flexibility: The Benefits of a Cash-Out Refinance

Unlocking Financial Flexibility: The Benefits of a Cash-Out Refinance

May 23, 2024 | Posted by: Terry Gangaram

Unlocking Financial Flexibility: The Benefits of a Cash-Out Refinance When managing your finances, leveraging the equity in your home can be a powerful strategy. One popular method for doing this ...

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Understanding FHA Loans: A Guide for Homebuyers

Understanding FHA Loans: A Guide for Homebuyers

May 8, 2024 | Posted by: Terry Gangaram

As a mortgage professional, I've guided many clients through obtaining a home loan. One of the most popular options for first-time homebuyers and those with less-than-perfect credit is available ...

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May 1-2024 - Federal Reserve issues FOMC statement

May 1-2024 - Federal Reserve issues FOMC statement

May 1, 2024 | Posted by: Terry Gangaram

Recent indicators suggest that economic activity has continued to expand at a solid pace. Job gains have remained strong, and the unemployment rate has remained low. Inflation has eased over the past ...

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Refinancing to a 15-year mortgage: Items to consider

Refinancing to a 15-year mortgage: Items to consider

April 24, 2024 | Posted by: Terry Gangaram

Refinancing to a 15-year mortgage can be a beneficial decision for homeowners. It can help you pay off your mortgage faster and save money on interest payments in the long run. However, there are se ...

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Navigating Your First Home Purchase: A Step-by-Step Mortgage Guide

Navigating Your First Home Purchase: A Step-by-Step Mortgage Guide

April 8, 2024 | Posted by: Terry Gangaram

Hey there, future homeowners! Embarking on the journey to buy your first home is like setting sail on an epic adventure. It's thrilling, a bit overwhelming, and packed with moments that'll have you ri ...

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Rate Hold - March 20, 2024

Rate Hold - March 20, 2024

March 20, 2024 | Posted by: Terry Gangaram

Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained strong, and the unemployment rate has remained low. Inflation has eased over the past year ...

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Maintaining Good Credit is Your Key to Homeownership

Maintaining Good Credit is Your Key to Homeownership

March 8, 2024 | Posted by: Terry Gangaram

Buying a home is a big milestone in life, but it's not something most of us can jump into without preparation. Instead, the path toward homeownership involves many steps, and you can start on one ...

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When Steady Interest Rates Meet Rising Home Sales

When Steady Interest Rates Meet Rising Home Sales

February 28, 2024 | Posted by: Terry Gangaram

In the ever-evolving landscape of the American housing market, we find ourselves at a crossroads where interest rates are holding steady, yet home sales are on an upward trajectory. This scenario ...

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Using Home Equity Loans to Pay Off High-Interest Debt: Should You Do It?

Using Home Equity Loans to Pay Off High-Interest Debt: Should You Do It?

February 19, 2024 | Posted by: Terry Gangaram

Are you considering the leap to use a home equity loan to pay off high-interest debt? The allure is evident - with typically lower fixed interest rates than credit cards, these loans offer potential s ...

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