Mortgage Blog

Benefits of Buying a New Home in the Summer

May 17, 2023 | Posted by: Terry Gangaram

Summertime brings sunny days, warm weather, and an ideal opportunity for house hunting. If you're considering buying a new home, the summer months offer several advantages worth considering. In this ...

First-Time Home Buyer Budgeting: What You Need to Know

April 20, 2023 | Posted by: Terry Gangaram

As a first-time home buyer, budgeting is an essential part of the home buying process. By carefully planning your finances and considering all of the costs associated with purchasing a home, you can e ...

Decisions Regarding Monetary Policy Implementation Issued March 22, 2023

March 22, 2023 | Posted by: Terry Gangaram

The Federal Reserve has made the following decisions to implement the monetary policy stance announced by the Federal Open Market Committee in its statement on March 22, 2023: • ...

5 Things NOT to do When Selling Your Home

March 16, 2023 | Posted by: Terry Gangaram

The process of selling a residential property can be time-consuming and emotionally involving, especially if it is your first sale. While your home's curb appeal influences a prospective buyer's poten ...

Selling Your Home in the Winter: How You Can Make the Most of It

March 5, 2023 | Posted by: Terry Gangaram

Selling your home in the winter can be a challenging task, but it can also be an opportunity to stand out in a crowded market. With fewer houses on the market and motivated buyers who are eager to mov ...

New Home Sales Hit 10-Month High, Despite Some Regional Decline

February 27, 2023 | Posted by: Terry Gangaram

New home sales edged a little further out of a lengthy slump in January, topping 600,000 units for the second straight month. The U.S. Census Bureau and the Department of Housing and Urban Development ...

Weekly mortgage demand jumps 7% as interest rates drop to lowest level since September

February 27, 2023 | Posted by: Terry Gangaram

Mortgage interest rates fell for the third straight week, while mortgage demand also rose again. Total application volume increased 7% last week compared with the previous week, according to the Mo ...

5 Things to Consider Before Flipping a House

January 17, 2023 | Posted by: Terry Gangaram

House flipping can be a tempting way to make fast money, but not every fixer-upper has the potential to be profitable. Here's five things to consider before buying a property to flip. 1. Time Tele ...

Should You Spend the Full Mortgage Amount You're Approved For?

December 28, 2022 | Posted by: Terry Gangaram

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

10 Things to Know About the Offer Process

November 30, 2022 | Posted by: Terry Gangaram

10 Things to Know About the Offer Process Before making an offer on your dream house, here are the ten things you need to know about buying real estate to ensure your offer is solid. Buying real e ...

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